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Arleena Sabrina · 11 Nov 2024
Junior Project Manager
I nk tanya fresh grads yg lain. How do you guys manage your 1st salary yeah? I plan nak beli kereta next year bcz my job requires travelling + penat naik public transport but I'm not sure if it's the right decision sbb baru keje 5 bulan. Pls help me w my financial decision!
Salary: RM2300 nett
PTPTN: 350
Sewa bilik: 500
makan + transport: 1000
Postpaid: 150
I plan nk beli axia or is it better beli 2nd hand? Ke lagi bijak i beli lps dah naik gaji? Mohon pendapat! I tak pandai sgt bab2 kewangan
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Ameerah Razak · 11 Nov 2024
Naik public transport tapi makan + transport sampai RM1k. Kau makan apa dik sampai cecah ribu riban ni? Kenapa tak masak je dekat rumah? Awak makan sorang metakedarah ke apee... kalau nak beli kereta, byk aspek lain kena fikir. CONTOH: Minyak, roadtax & insurance, maintenance kereta mcm tukar tayar, bateri etc. Akak cadang awak naik je la public transport dulu. Gaji dah RM3k baru fikir nk beli kereta ok!!
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Nik Nur Aziemah · 11 Nov 2024
Supply Chain Executive
Kalau tempat kerja dekat dengan public transport, mungkin boleh ambil pas bulanan prasarana ( RM 50) unlimited naik lrt,mrt dan rapid kl.
Kalau jauh dari public transport sampai kena ambil grab, mungkin boleh consider kereta kecil macam axia. Bulanan dalam rm 500 ( bukan full spec).
Tapi kena menyimpan kos servis, minyak, tol dan roadtax insurans.
Kalau makan mula2 kerja maybe boleh bawak bekal. jimat dan kenyang. Sekarang dah ramai share resepi simple guna periuk nasi je.
Harap membantu.
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Fabio · 12 Nov 2024
Staff Engineer
Beli 1st hand car, saving all the trouble.
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NOR AISHAH BINTI · 15 Nov 2024
sebagai manusia yang baru berusia 30an.. sy nasihatkan awak kalau dapat bawa/beli motor lagi bagus.. sy tak tau awk dduk mana tapi kalau boleh elak beli kereta second nanti banyak masalah lain timbul tapi kalau awak memang kaki kereta tau selok belok kereta silakan.. susah sikit kalau pakai kereta nie roadtax,minyak, maintainance,insurance.Postpaid tu pun tak perlu boleh je betukar pada prepaid baru rm35 sebulan unlimited call unlimited internet..SEKIAN..
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Nur · 11 Nov 2024
Building Executive
Jangan amik kereta dulu unless you kena cari rumah/bilik sewa 300 ke bawah then okay.
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Liyana · 15 Nov 2024
Assistant baker cum service crew
Ni belum tambah expenses lain (skincare etc). Satu je saya boleh cakap. Semua org boleh beli kereta, tapi tk semua org boleh maintain kereta. Renung2 kan selamat beramal
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Community User · 13 Nov 2024
Freelancer
Dulu gaji 3k still gayat nak beli takut tkde saving emgncy. Bulanan at least rm400-500, on top of that set aside rm150 utk ins, roadtax & servis (supaya bila tiba masanya tak panik lol). Fuel ~RM200, tol ~RM100. Kalau kerja travel lg byk pakai (unless company can cover in allowance. Tp kalau tukar kerja kena tanggung sendiri kos ni). Bulanan utk car boleh menghampiri rm1k. Tips, berapa monthly kereta, kali 2. Itulah jumlah sebenar monthly bela kereta. Bulanan rm500, get ready rm1000.
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SITI NUR FARHANA · 5 Dec 2024
Logistics Coordinator
masa sy fresh grad dulu, sy cari bilik sewa yg bwah 200, pergi kerja naik bas, buat diuble job/ OT. even masa th basic sy 2800. Duit business buat simpan utk downlayment kereta n sara adik yg masih study. Bila gaji dh naik 4k, baru berani beli kereta tpi still stay bilik yg harga below 200. Bila gaji dh naik 6k baru cari rumah yg selesa. jgn membazir kt benda yg x perlu. kalo boleh jimat tu jimat.
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Asyraaf · 13 Nov 2024
Store Retail
I suggest naik dulu public transport, put target mcm setahun kerja baru naikkan sikit komitment, kereta is not just bayar installment and bulanan, its all about kemampuan sbb ada roadtax, insurance, maintenance. Kereta ayah saya baru je hantar workshop tukar brake pad rm400++. Kereta lagi satu ada dekat bengkel sbb terbabas minggu lepas. Fikir2 kan lah awak, btw im 25 and still tanam anggur. Put and aim your target well okay InshaAllah semoga dipermudahkan.
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Community User · 27 Nov 2024
Marketing, Design & Build
postpaid sampai 150 amek je lah pakej rm48.unlimited data lagi dik oii
rm2300
- 600 duit makan
- 500 bilik
- 350 ptptn
- 50 postpaid
- 250 petrol kreta
- 175.50 duit renew roadtax insurance maintenance kreta annually
= baki 374.50
harga axia baru rm400 ke rm600
harga axia 2nd hand rm300 ke rm400
kalau amek 2nd plg murah, baki gaji hang tinggal rm74.50 je. blom lagi duit jajan, duit pi mall, emergency and etc..
Anda rasa anda mampu beli kereta ? Think again.. 😂
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